Legal Advice

INFORMATION IN COMPLIANCE WITH LAW 34/2002 OF 11 JULY

In accordance with the provisions of Article 10 of Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce, we hereby inform you that the owner of this website is MENGUAL NOGUERA CORREDURIA DE SEGUROS S.L. with Tax Identification Code B549946036, who can be contacted at the following address:

CL SANTA MARIA, 15-LOCAL 47
03710-CALPE (ALICANTE)
Phone: 965 831 512
Email: info@mengual-seguros.com

Dates of Register: Registro Mercantil de Alicante, Tomo 4022, Folio 210, Inscripción 1ª, Hoja A-154404.

 

PRIVACY POLICY

In accordance with the provisions of the General Data Protection Regulation 2016/279, we inform you of the following:

 

TREATMENT PROVIDER:

For your information, and for the purposes of legal prevention, we inform you that this broker/brokerage firm:

Complies with all the requirements established by the Law, being registered in the Special Administrative Registry of Insurance and Reinsurance Brokers and their Senior Officers under code number VS-2017-015, which you can check on the website of the Directorate General of Insurance and Pension Funds www.dgsfp.mineco.es 

It has taken out a Professional Civil Liability policy and has legally established financial capacity, all in compliance with the provisions of article 27.1, sections e) and f), in relation to the 3rd Transitory Provision of Law 26/2006, respectively.

It has an outsourced customer service department, in charge of attending and resolving their complaints and claims, through E2K GLOBAL BUSINESS SOLUTIONS S.A., whose details are as follows: E2K SERVICIO DE ATENCION AL CLIENTE, C/ Marzo, 23 02005-ALBACETE, email atencionalcliente@e2kglobal.com, tel. 967 663 901, fax. 902 11 49 14.

 

PURPOSES:

Applicants or contacts who fill in a contact web form or request for an estimate, and tick the corresponding box, expressly consent and authorize the collection and processing of their personal data for the purpose of maintaining the relationship of mediation and professional advice for the coverage of the risks to be insured, including the corresponding profile analysis, as well as to manage the contracting of insurance policies and the monitoring of their execution, compliance and incidents that occur, and financial advice, including profile analysis. Your personal data will be communicated to insurance companies as necessary to provide the requested service, as well as to underwriting agencies or other brokers as appropriate.

In the case of sending forms, the data collected will include the IP address of the computer from which the form is sent. Likewise, only if strictly necessary, health data will be incorporated.

If you consent by checking the corresponding box, your personal data will also be used to send you information and advertising, by any means (mail, sms, fax, letter, etc.) about products related to the insurance and financial activity that we consider to be of interest to you.

The personal data will be kept for the legal prescription periods (five years from the customer’s cancellation in general or a period of ten years from the completion of the life or investment proposal). They will only be communicated to third parties in compliance with the law or with the authorization of the interested party.

This does not preclude the possibility of processing authorised by you in the event of new contracts, nor processing for advertising purposes, and this information will be kept until you exercise your right to delete or oppose it, and then for the legal periods of time required to make a claim.

On the basis of the information provided, an analysis of your personal profile is made in order to provide you with effective advice. The data provided to the Companies or entities may be processed by them in order to adopt automated decisions, based on their risk analysis statistics. In this case, these decisions are permitted by law, as they are necessary for the conclusion of a contract with the company or entity.

The user of www.mengual-seguros.com will be the only responsible for the veracity and accuracy of the data provided, acting MENGUAL NOGUERA CORREDURIA DE SEGUROS S.L. in good faith as a mere service provider. In case of having facilitated false information or of third persons without mediating his assent for it, MENGUAL NOGUERA CORREDURIA DE SEGUROS S.L. reserves the right to the immediate destruction of the mentioned information in order to protect the right of the holder or holders of the same ones.

LEGITIMATION: The Law 26/2006, of Mediation of Private Insurances and Reinsurances, or any norm that replaces it in a future authorizes the Broker to treat the data of the people who address to them, without necessity of their consent:

Prior to the conclusion of the contract: to offer them independent, professional and impartial advice, and to provide such data to the insurance or reinsurance entity with which the corresponding contract is to be concluded.

After the contract is concluded, to provide the policyholder, the insured and the beneficiary of the insurance with the information they require on any of the clauses of the policy and, in the event of a claim, to provide them with assistance and advice

All other purposes have a legitimate basis in your consent, both those of the contract you sign with this Brokerage Firm and the policy(ies) that may be formalized. Likewise, your consent is the basis of the advertising treatments that you authorize, without in any case the withdrawal of this consent conditions the execution of the Mediation contract.

 

RECIPIENTS:

Personal data will only be communicated to third parties in order to comply with legal obligations, for example to the tax authorities, or to insurance companies, underwriting agencies or other brokers to the extent necessary for insurance quotations, policy underwriting or execution. Likewise, in those cases determined by the regulations, they will be communicated to the Ministry of Justice as the body in charge of the Register of Insurance Contracts.

In the event that quotations are requested or policies are taken out with foreign insurance companies outside the European Economic Area, international transfers of data will be covered by the European Data Protection Regulation, or where applicable the EU-US Privacy Shield Agreement.

 

SECURITY MEASURES: 

MENGUAL NOGUERA CORREDURIA DE SEGUROS S.L. is committed to the fulfillment of its obligation of secret of the personal character data and of its duty to keep them and will adopt all the measures of technical and organizational nature to guarantee the security of the personal character data and to avoid its alteration, loss, treatment or nonauthorized access, considering the state of the technology, the nature of the stored data and the risks to which they are exposed.

 

The Website of MENGUAL NOGUERA CORREDURIA DE SEGUROS S.L. uses cookies. See to this effect the specific clause of cookies.

 

The Web site has the safety measures of the information, generally used for example: firewalls, procedures of control of access and cryptographic mechanisms, in order to avoid the not authorized access to the facilitated information..

RIGHTS: 

Any person has the right to revoke his/her initial consent, to request access to personal data concerning him/her, to request their rectification or deletion, to request the limitation of their processing, to oppose their processing (if there is a public interest or legitimate interest) and/or the right of portability. In all cases, you may exercise your rights by sending an e-mail to info@mengual-seguros.com, accompanied by an identity document. Any person may file a complaint with the Spanish Data Protection Agency, the forms being available at www.agpd.es if they consider that their rights have not been satisfied.

With regard to the purposes of advertising processing authorised by your consent, you have the right to withdraw your consent at any time, without this affecting the lawfulness of the processing based on the consent prior to withdrawal